All-in-One Online Homeschool Programs Compared (2026)

Introduction

In this guide, “all-in-one online homeschool program” means a subscription that delivers online lessons across the core subjects through a single login, with tools for the parent to monitor progress. A YouTube comparison of Miacademy, Time4Learning, and Power Homeschool had about 52,500 views as of October 2026 (eSchooled with Amanda Melrose on YouTube).

This guide compares Time4Learning, Miacademy, Power Homeschool, and Monarch on six dimensions: price, grade range, subjects, how much the parent has to do, what records or accreditation come with the subscription, and whether the content is secular or Christian. Every price below comes from each program’s own published pages, retrieved October 2026. Prices change; re-check the linked pages before enrolling.

What “all-in-one” means here

All four programs deliver lessons online, and each covers the core subjects. Time4Learning lists language arts, math, science, and social studies (Time4Learning FAQ). Miacademy’s K-8 curriculum page lists language arts, math, science, and social studies. Power Homeschool lists language arts, mathematics, science, and social studies among its subject areas (Power Homeschool). Monarch lists language arts, history and geography, math, science, Bible, and electives (Monarch). They differ on three structural points. First, how much the parent does, which each publisher describes in its own words in the parent involvement section below. Second, what records the program provides, covered in the accreditation and records section. Third, what each publisher says about accreditation. Each publisher describes its product as curriculum or lessons for homeschooling families rather than as a school, as the accreditation and records section shows. In our assessment, keeping that distinction straight matters for high-school records.

Comparison at a glance

The figures below are from each program’s own site, retrieved October 2026. Prices are the rates each program publishes for one student; family discounts the programs publish are noted in the price section.

Time4Learning

Time4Learning describes itself as a complete, secular online homeschool curriculum (Time4Learning, retrieved October 2026). It serves PreK through 12th grade with student-paced lessons in language arts, math, science, social studies, and electives, with automated grading, reporting tools, and a Parent Dashboard (Time4Learning FAQ, retrieved October 2026). Membership is $39.95 per month for preschool through 5th grade, which includes up to seven courses, and $39.95 per month for 6th through 12th grade, which includes seven courses, with additional courses at $5 each per month per student (Time4Learning pricing, retrieved October 2026).

Members are billed every 30 days, and the site also lists a 30% discount on annual plans (Time4Learning pricing, retrieved October 2026). The terms of service say users may cancel a membership at any time through the Parent Dashboard (Time4Learning terms of service, retrieved October 2026). Time4Learning says it is a curriculum rather than a virtual school and does not provide diplomas; it says the parent is the teacher of record (Time4Learning FAQ).

Miacademy

Miacademy is a program built specifically for kindergarten through 8th grade. It says its core courses take a secular approach and lists Bible Studies and Jewish Bible Study as electives (Miacademy accreditation page, retrieved October 2026). It advertises more than 80 courses and over 3,000 lessons across math, reading, science, social studies, electives, and world languages, with progress and attendance tracking tools (Miacademy, retrieved October 2026). In our assessment, the narrower grade band is the defining trait: families with a high-schooler need a different product, and Miacademy points older students to its companion, MiaPrep, for high school.

Pricing is $54 per month per student, with the first month listed at $1.99, or $564 per year, which the publisher lists as equivalent to $47 per month. Miacademy also sells a one-time lifetime plan at $1,288 per student and a family-lifetime plan at $2,888 covering up to four students (Miacademy pricing, retrieved October 2026). In our assessment, the lifetime options can make sense for a family planning to keep one or more children on Miacademy for years, though the upfront cost is large: the $1,288 lifetime price equals about 24 months of the $54 monthly rate.

Power Homeschool (Acellus)

Power Homeschool delivers Acellus courses to families homeschooling independently, across grades PreK through 12 (Power Homeschool FAQ, retrieved October 2026). Its FAQ describes self-paced video lessons, and says Acellus uses deficiency diagnostics and vectored instruction to adjust courseware rigor. Tuition is $99 per month per student, or $79 per month per student with the Roger Billings Scholarship; the enrollment page says both include the Acellus Gold Edition and up to six courses at a time per student (Power Homeschool enrollment, retrieved October 2026). Power Homeschool awards the scholarship subject to available funds and a monthly minimum of study time (20 hours for elementary students, 30 for middle school, and 40 for high school), and students whose tuition is supported by government programs or other financial aid are not eligible (Roger Billings Scholarship, retrieved October 2026).

In our assessment, the accreditation question matters most here, because Power Homeschool and the similarly named Acellus Academy are different products that both use the Acellus system. Power Homeschool states that it provides courses to parents homeschooling independently “without teacher support,” that it does not provide high school diplomas, and that it recommends Acellus Academy to families looking for an accredited online school (Power Homeschool FAQ, retrieved October 2026). Transcripts of completed courses may be requested through the system, and an official student ID card can be ordered from the parent account (same FAQ). Acellus Academy states that it is accredited by the Western Association of Schools and Colleges (Acellus Academy, retrieved October 2026). In our assessment, families choosing Power Homeschool should understand that the FAQ describes courses for independent homeschooling and points to Acellus Academy for an accredited school, so the subscription is not enrollment in that school.

Monarch (Alpha Omega)

Monarch is the Christian option in this comparison. Published by Alpha Omega Publications, which describes itself as “a leading provider of PreK-12 Christian curriculum” (AOP about page, retrieved October 2026), it is an online homeschool management system for grades 3 through 12 with courses in language arts, history and geography, math, science, Bible, and electives. Parents schedule the school year, assign courses, and manage progress, and the publisher advertises over 85% automatic grading (Monarch, retrieved October 2026). Alpha Omega describes the 100+ Monarch courses as Bible-based, and its about page includes a Statement of Faith (AOP, retrieved October 2026). In our assessment, that is the main reason a family would choose it over the three other programs above.

Full access to all courses is $439.95 per year or $43.95 per month per student, with a single-course option at $109.95 per year or $10.95 per month (Monarch pricing, retrieved October 2026). Alpha Omega lists a 30-day free trial for first-time Monarch users (Monarch full access, retrieved October 2026). Alpha Omega also publishes LIFEPAC, which it describes as self-paced workbook learning, and Horizons, which it describes as teacher-paced workbook learning. Alpha Omega describes Monarch as a parent-managed homeschool platform and curriculum, not an accredited school, and says parents of graduating students must provide any high school diplomas (Monarch).

Price compared

On recurring monthly price for a full-program subscription, Time4Learning is the lowest of the four at $39.95, followed by Monarch at $43.95 per month (Monarch pricing, retrieved October 2026) and Miacademy at $54 per month (Miacademy pricing, retrieved October 2026). Power Homeschool is the highest at $99 per month, or $79 per month with the Roger Billings Scholarship (Power Homeschool enrollment, retrieved October 2026). Time4Learning discounts further as students are added: the published tiers are 10% off for two students, 20% off for three to five, and 25% off for six or more, and it lists 30% off annual plans (Time4Learning pricing, retrieved October 2026). Miacademy lists $564 per year, equivalent to $47 per month (Miacademy pricing), and Monarch’s $439.95 per year works out to about $36.66 per month.

In our assessment, the right way to read these numbers is by commitment length and family size. For a short trial, compare the trial offers: Miacademy lists a first month at $1.99 (Miacademy), and Alpha Omega lists a 30-day free trial for first-time Monarch users (Monarch full access). A larger family planning years in the K-8 range should run the lifetime math on Miacademy. A family weighing Time4Learning against Monarch over a full year should compare Time4Learning’s annual-plan discount with Monarch’s yearly price rather than their monthly rates.

Parent involvement compared

Each publisher describes the parent’s role in its own words. Time4Learning’s FAQ says the curriculum is designed for homeschooling, where parents act as the teacher, and estimates parent time at 1 to 2 hours a day for kindergarten through 2nd grade, 30 minutes to 1 hour for 3rd through 8th grade, and 15 to 30 minutes for 9th through 12th grade (Time4Learning FAQ, retrieved October 2026). Miacademy says parents can play an active role through goal-setting, time-tracking, testing, and customized progress reports, that younger learners may need guidance the first few times, and that printable lesson components may require supervision or grading (Miacademy FAQ, retrieved October 2026). Power Homeschool says parents are not required to grade because Acellus grades automatically, and that parents are responsible for supervising the learning experience and for ensuring attendance and progress (Power Homeschool FAQ, retrieved October 2026). Alpha Omega describes Monarch as parent-managed, with parents scheduling the school year, assigning courses, and managing progress (Monarch, retrieved October 2026). In our assessment, all four keep the parent responsible for oversight even though the lessons are delivered online. Verify homeschool reporting requirements with your state authority.

Accreditation and records

In our assessment, this is where the four differ most. Each publisher describes its product as curriculum or lessons for homeschooling parents rather than as a school, and each points families who want an accredited school to a separate one. Time4Learning says it is not accredited because it functions as a curriculum provider rather than a school, that it does not provide diplomas (parents issue them as teacher of record), and that it does not keep or issue transcripts but maintains reports and offers a transcript template (Time4Learning FAQ, retrieved October 2026); for an accredited virtual school it points to Brightspire (Time4Learning, retrieved October 2026). Alpha Omega describes Monarch as a parent-managed homeschool platform and curriculum, not an accredited school, says parents of graduating students must provide any high school diplomas, and points families seeking an accredited program to Ignite Christian Academy (Monarch, retrieved October 2026). Miacademy calls itself an accredited curriculum rather than a school: it says it has been approved for supplemental accreditation by the Accrediting Commission for Schools, Western Association of Schools and Colleges, that it is unable to provide enrollment letters, records, and transcripts, and that parents can adapt its grade and attendance reports to create their own state-compliant homeschooling records (Miacademy FAQ, retrieved October 2026). The same company runs MiaPrep Online High School, which it describes as a fully accredited, teacher-supported online school (Miacademy, retrieved October 2026). Power Homeschool sits next to a separately branded accredited school, Acellus Academy, and, in our assessment, the two are easy to confuse. Power Homeschool says transcripts of completed courses may be requested through its system, that it does not provide high school diplomas, and that it recommends Acellus Academy to families looking for an accredited online school (Power Homeschool FAQ, retrieved October 2026). Verify any accreditation claim on the provider’s own site before enrolling.

Secular versus Christian

Time4Learning describes itself as a complete, secular online homeschool curriculum (Time4Learning, retrieved October 2026). Miacademy says its core courses take a secular approach and lists Bible Studies and Jewish Bible Study as electives (Miacademy accreditation page, retrieved October 2026). Power Homeschool’s FAQ and enrollment pages do not describe the courses as faith-based or secular (Power Homeschool FAQ, retrieved October 2026). Monarch is the Christian choice: Alpha Omega describes the Monarch courses as Bible-based (Monarch, retrieved October 2026). In our assessment, for a family whose first filter is worldview, that single line settles most of the decision: Monarch if Christian content is required, Time4Learning or Miacademy if a secular spine is preferred.

How to choose

In our assessment, the decision usually collapses to a few questions answered in order. Worldview comes first: if the family wants Christian content throughout the core courses, Monarch is the program in this group whose courses Alpha Omega describes as Bible-based, while Time4Learning and Miacademy each describe their core content as secular. Grade range comes next: a high-schooler rules out Miacademy’s K-8 band and points toward Time4Learning, Power Homeschool, or Monarch, or toward MiaPrep, the grades 7-12 companion that Miacademy names. Budget is third: Time4Learning has the lowest recurring monthly price of the four for a full-program subscription and discounts for additional students, while Power Homeschool has the highest. Records are last but decisive for high school: none of these four grants a diploma, so a family that needs an accredited transcript should consider a school that the program’s own publisher names, such as Acellus Academy, Brightspire, Ignite Christian Academy, or MiaPrep Online High School.

In our assessment, the summary is short. Pick Time4Learning for the lowest full-program monthly price among the secular options, Miacademy for K-8 with a lifetime option, Power Homeschool for video-based Acellus content if the higher price is acceptable, and Monarch for Christian content across grades 3-12. Re-check every linked price page before enrolling.