CTCMath

CTCMath is an online math program for grades K-12 that its publisher describes as a full math curriculum. It pairs video tutorials of around 4 to 9 minutes with interactive questions or an optional printable worksheet, and its websites are published and operated by a company registered in Australia. In our assessment, based on the publisher's public pages rather than the lessons, which we did not view, it is one of the programs that asks the least of the parent.

Last updated: 2026-10-09 · Every Homeschool Editorial Team

At a glance

Method	Subject-specialist / video tutorials plus practice (our classification)
Worldview	Faith-neutral (our directory category; the publisher's program pages state no faith or worldview position, and one blog article on its site speaks of starting homeschooling "with your heart focused on God's plan for your family")
Grades	K-12; the publisher's Homeschoolers page lists Kindergarten, grades 1 to 8, Algebra 1, Geometry, Algebra II, Pre-Calculus (including trigonometry) and Calculus
Formats	Digital: video tutorials, interactive questions and optional printable worksheets
Cost tier	Standard (our classification, based on the single-membership price of $257 for 12 months, retrieved October 2026)
Parent intensity	1 (our rating)
ESA-common	Yes: the publisher lists programs in 15 states, retrieved October 2026
Accredited	Not stated on the publisher's site
Established	Not stated on the publisher's site
Website	ctcmath.com

Our scoreboard (1-5)

The scores and reasons below are Every Homeschool's own judgment, based on what the publisher describes on its public pages.

Criterion	Score	One-line reason
Academic rigor	3	Scored from the course list the publisher describes (Kindergarten through Calculus); we did not view the lessons and could not confirm how far the Calculus course goes
Ease of teaching	5	The tutorials present each lesson, answers are entered into an automated marking system, and most worksheet answers are multiple choice, so the parent does little presenting
Content quality	4	Short, step-by-step video tutorials with interactive questions or an optional printable worksheet after each
Flexibility	4	The membership includes all grades and lessons, the publisher says students are free to move back and forward, and placement tests cover grades K-8 (FAQ)
Value for money	4	Single membership $257 and family membership $397 for 12 months, retrieved October 2026, with a 365-day refund guarantee
Worldview scope	5	The publisher's program pages state no faith or worldview position; we did not view the lessons
Visual/design	3	Plain rather than polished on the public site, in our judgment
Support resources	3	Detailed online reports, a weekly emailed progress report that parents can turn on in the Parent's Area, and email and phone contact (FAQ); the publisher's pages describe no tutoring tier

Who the publisher is

CTCMath's About Us page names Pat Murray as the founder of CTCMath.

The privacy policy says the websites are published and operated by Mathematics.com.au Pty Ltd, a limited company registered in Australia, with corporate headquarters in Pennant Hills, New South Wales, and describes ctcmath.com as the U.S. version of the company's websites and mathsonline.com.au as the Australian version.

On the About Us page, Murray describes the method he prefers as teaching a concept in about four minutes and then having students practice it for the next eleven. The For Parents page says that when students struggle with math it is most often because something was missed or not understood earlier, and it presents the program as a way to go back and review lessons from any grade. The How It Works page describes more than 1,400 tutorials, each lasting around 4 to 9 minutes, followed by interactive questions or an optional printable worksheet, with results stored in an ongoing progress report.

None of the publisher's program, pricing or policy pages that we read states a faith or worldview position. One article on its blog, How to Start Homeschooling, speaks of God's grace and God's plan for the family, and the publisher states no affiliation for its lessons. Our directory lists CTCMath as faith-neutral; that is our classification, not the publisher's. The publisher addresses homeschooling parents, parents whose children attend school, teachers and tutors, and school administrators; its trial page offers each of those options when a visitor signs up.

The core pedagogy

As the publisher describes it, the method is a video tutorial followed by practice, with the results recorded for the parent. After each tutorial there are interactive questions or an optional printable worksheet; answers go into an automated marking system that stores the results in the student's progress report. A printable one-page summary of each tutorial is available, and printable worked solutions appear after answers are submitted. Per the FAQ, most worksheet answers are multiple choice, and some lessons, mainly in the Algebra and Geometry course, are self-graded by the student using the worked solutions. The FAQ also lists a standard and a comprehensive placement test for each topic from grades K-8; completing a test produces a report of lessons that may need review. The Mastery page describes an adaptive algorithm that chooses each next question and measures mastery as the highest difficulty level a student reaches in a lesson, with four levels named Elementary, Basic, Sound and Excellent.

Signature mechanics, in our judgment: (1) Short tutorials. The publisher says each tutorial lasts around 4 to 9 minutes and lets the student pause, rewind and repeat a lesson. (2) One membership across grades. Per the FAQ, a membership includes all grades and lessons. The purchase page offers a single membership and a family membership; the FAQ calls the family rate the rate for more than one student, and none of the pages we read states a limit on the number of students. (3) Placement tests for grades K-8. The FAQ says completing a test produces a report of lessons that may need review. (4) Freedom to move between grades. The FAQ says there are no restrictions on moving back and forward, so a student can review earlier grades or look ahead.

How a lesson works

The steps below are the ones the publisher describes on its How It Works and FAQ pages.

1. The student watches a tutorial, which runs around 4 to 9 minutes.
2. The student answers interactive questions or completes an optional printable worksheet.
3. The answers go into an automated marking system (except for the self-graded lessons the FAQ describes) and the result is stored in the student's progress report.
4. A printable one-page summary of the tutorial and printable worked solutions are available.
5. The parent can view detailed results online at any time and can turn on a weekly progress report that is emailed each week, using the Weekly Reports setting in the Parent's Area.

What they do exceptionally well

Short tutorials with immediate practice. In our judgment, pairing a tutorial of around 4 to 9 minutes with an immediate question set keeps each session short and gives the student feedback right away, and that suits students who need practice to make operations automatic. The footer of the publisher's main site pages, such as its home page and FAQ, also links three games: Speed Skills, Times Tables (titled Times Table Shoot-Em-Up) and Swap Pieces (titled Swap the Pieces).

Pricing and terms. The publisher's purchase page shows the single membership at $39.90 per month or $257 for 12 months and the family membership at $59.90 per month or $397 for 12 months, retrieved October 2026. All grades and lessons are included, per the FAQ. The purchase page also states a full refund if requested within 365 days, and the trial page states that no credit card is required to start a free trial.

Placement tests. In our judgment, the K-8 placement tests are useful for families switching from another program or returning to math after a gap, because the publisher's FAQ says each completed test produces a report of lessons that may need review. The FAQ describes the tests for grades K-8, and the publisher's pages that we read do not mention placement tests for higher grades.

Parent visibility. The publisher says parents can see detailed results online at any time, and that the progress report records when each lesson was passed, the score and the time and effort put in. In our judgment, this lets a parent check on several students in a short weekly review.

What they do poorly

Higher-level scope. The publisher's Homeschoolers page lists Algebra 1, Geometry, Algebra II, Pre-Calculus (including trigonometry) and Calculus. Its public pages do not describe the Calculus course in detail and do not mention AP Calculus, and the complete lesson list is a downloadable file linked from the FAQ that we did not review. In our assessment, a student aiming for AP Calculus or a college STEM sequence should check that lesson list against the target course and may want a second source.

Problem-solving versus skill practice. The publisher describes its practice as interactive questions or worksheets that test understanding of the lesson, with question difficulty that adapts on the Mastery page. Its public pages do not describe non-routine problem solving or multi-step applications as a feature. In our assessment, families who want problem solving as the centerpiece of math should pair CTCMath with a separate source (see Alternatives below).

Plain presentation. In our judgment, the public site and its games are functional and plain rather than polished. That is a judgment about the public site, not about the lessons, which we did not view. A student who expects a polished or gamified interface may find it subdued.

Who it fits / who it doesn't

• Pick CTCMath if (our judgment): you want a low-parent-intensity K-12 math program that the publisher describes as a full math curriculum; you have several children and want one membership to cover all of them; you want placement tests for K-8 topics; your child does well with short video tutorials; you prefer a flat 12-month fee to per-course pricing; your highest-priority student is in elementary or middle school.

• Skip CTCMath if (our judgment): you want problem solving as the centerpiece of your math program; your student is heading into AP Calculus or a STEM major and you cannot confirm that the Calculus course fits that goal; you want a glossy or gamified interface; you prefer a printed textbook to screen-based instruction (CTCMath is delivered online, with printable worksheets and summaries).

Cost honest assessment

The publisher's own prices, from its purchase page and FAQ, retrieved October 2026:

Membership	Monthly	12 months
Single (one student)	$39.90	$257
Family (more than one student)	$59.90	$397

By our arithmetic, twelve monthly payments would total $478.80 for the single membership and $718.80 for the family membership, against $257 and $397 for the 12-month plans. The purchase page states a full refund if requested within 365 days. Per the FAQ, a family account is cancelled by emailing the publisher, there are no cancellation fees, and the membership runs to the end of the last paid period.

Programs sold per grade or per level will add up differently for a family with several students than the CTCMath membership, which includes all grades and lessons. Compare each publisher's current price on its own site.

ESA eligibility notes

The publisher states in a banner on its home page that it is an approved vendor for multiple state ESA/EFA programs and charter schools. Its ESA/EFA programs page gives step-by-step purchase instructions for programs in these 15 states, retrieved October 2026: Alabama CHOOSE Act, Arizona Empowerment Scholarship, Arkansas Education Freedom Account, Indiana Education Scholarship Account, Louisiana LA Gator Scholarship, Missouri MoScholars, New Hampshire (CSF and EFA), New York Children's Scholarship Fund, North Carolina ESA+, South Carolina Education Scholarship Trust Fund, Tennessee (ESA and EFA), Texas EFA, Utah Fits All, West Virginia Hope Scholarship and Wyoming ESA. For West Virginia, the ESA/EFA programs page tells families to log in to their Odyssey account and search for MathOnline Inc. The page footer is dated 2025, and the publisher's list may change, so ESA families should confirm CTCMath's status in their own state portal before purchasing. The page gives a phone number and an email address for questions.

Alternatives

• Teaching Textbooks: the publisher describes Math 3 through Pre-Calculus with audiovisual step-by-step solutions and automatic grading of every problem. In our judgment, a family would compare it with CTCMath if it wants a grade-by-grade course sequence.
• Derek Owens: the publisher lists courses from Prealgebra through Precalculus, AP Calculus and Physics. In our judgment, a family would look at it alongside CTCMath for upper-level high school math and physics, especially if AP Calculus is the goal.
• Beast Academy: the publisher describes it as the elementary school math program created by Art of Problem Solving and says it teaches advanced math concepts early so students build a problem-solving foundation. In our judgment, a family would look at it alongside CTCMath if problem solving is the priority for elementary students.